Creating financial life balance is much like putting a puzzle together. There are many different pieces that must come together — and work together — in order to achieve balance and confidence in your financial plan. At Balance Point, we offer our clients all the services needed to create a plan, execute the plan, and regularly update the plan as they work toward a rewarding financial future.
As mentioned previously, planning is our specialty and what we’re passionate about. Working closely with you, we’ll create a detailed, comprehensive financial plan that gives you a roadmap for achieving your financial goals and gives you confidence about the future. Of equal importance, we’ll work with you to update and change your plan as your life changes so you will always stay on track, in balance, and have peace of mind about the future.
Utilizing RFG’s innovative investment platform, we’ll build a customized investment portfolio aligned with your goals and objectives. We’ll conduct ongoing stress testing and risk assessments and meet regularly to review your progress and make any needed changes.
Also, through RFG, the FETCH financial hub gives you on-demand access to all your financial information in one centralized place, including real-time statements and customized reports related to your financial plan. You can also organize and store important financial documents for easy access and peace of mind.
For business owners, having a plan to protect their business today, and down the road, is essential. However, many business owners aren’t sure how to tackle this all-important task. We have extensive experience creating business continuity and succession plans, conducting business value evaluations, and finding the right insurance coverage to protect businesses and owners.
Every comprehensive financial plan includes insurance. In fact, insurance — life, disability, business continuity — are invaluable tools for providing balance and peace of mind for our clients. We’ll not only include insurance coverage in your plan, we’ll help you find the right policies and best value, too.
If you do not have an employer-sponsored plan, we can create a tax-advantaged savings package utilizing Traditional, Roth, and rollover IRAs. Even if you do have an employer-sponsored plan, we can supplement it with additional retirement-saving options.
Saving for your children’s education now will give them flexibility and give you peace of mind when it comes time for them to attend college or pursue other educational opportunities.
A charitable giving strategy is an excellent way to gain tax advantages while also supporting causes you care about. We can work with you to find the best options for giving today and also include giving in your estate plan.
For many people, most of their retirement savings are in an employer-sponsored retirement plan. However, most people don’t realize they can actively manage those assets in the same way they do other investment accounts. At Balance Point, we can help you make strategic decisions about your investment selection in your 401(k), 403(b), or another non-qualified deferred compensation plan.